QUALIFIED PLAN SOLUTIONS

NAVIGATING ERISA & FIDUCIARY RESPONSIBILITIES

Learn how the combination of state-of-the-art technology and our experienced and dedicated team of retirement plan professionals can help you deliver the most complete and highest quality retirement plans available.

Administrative & Fiduciary Solutions

  • Integrated Third Party Administrator and Record Keeper
  • State-of-the-Art online platform for Sponsors and Participants
  • 3(38) Investment Manager Fiduciary Responsibility
  • Dedicated Client Service Manager for Plan Sponsor
  • Learn about Professional Capital Services   

Investment Solutions

  • Multiple Investment Options
  • Unique Low Cost Mutual Fund and ETF Lineup
  • No Revenue Sharing Funds
  • Professionally Managed Plans
  • Wealth Guard™ Technology
  • Learn about WealthGuard™   

TECHNOLOGY SOLUTIONS

For Plan Sponsors

Robust technology that makes your job easier, like streamlined payroll processing, detailed Plan and Participant views, third-party software integration, automated funding requests and on demand reporting, all customized for your business.

For Plan Participants

WealthGuard™ is an early warning system to let people know if it is time to sit tight or take action. Working with their Advisor, participants set targets based on their tolerance for risk.

Advisory Resources

Personal Advisory Services provided to all Plan Participants by a Retirement Income Certified Professional®

Ongoing Educational Programs

Annual No Cost Financial Review

Guidance with Personal Financial Decisions

Retirement Planning

Learn how SOFA Workshops Satisfy ERISA (DOL) 404(c) Requirements    

BENCHMARKING

The responsible Plan Fiduciary has an obligation to determine on an ongoing basis that fees and expenses paid out of Plan assets remain necessary and reasonable.  Plan Sponsors should also review plan effectiveness, looking at such topics as participation rates, average deferrals, average account balances, diversification and the use of loans and hardship withdrawals.

We can assist in Benchmarking your current Plan with multiple providers and offer guidance on improving participation rates and Plan effectiveness.

“>WealthGuard™ is a complete portfolio monitoring system. Designed by determining the amount of downside risk a client is willing to tolerate, WealthGuard™ is added to client accounts to help protect from downside risk. WealthGuard™ is not a stop loss strategy. When the account value in the portfolio hits the targeted downside value, an alert is sent to the client, advisor, and money manager. The money manager trades the account as indicated on the WealthGuard™ agreement.

 

There is no guarantee the exact WealthGuard™ value will be captured, or assets will be traded or liquidated the same day the WealthGuard™ value is reached due to time of day and/or market restrictions. WealthGuard™ is not responsible for any tax implications that may result due to the liquidation or trading of the holdings. FormulaFolio Investments is not responsible for any errors or omissions in the information used to prepare your WealthGuard™ percentages.